Washington Attorney Aaron Nielson -
Experienced and Thorough
Make the Right Move ... Call an
Experienced Attorney for Help
Advantages of Chapter 13
Chapter 13 offers individuals a number of
advantages over liquidation under Chapter 7. Perhaps most
significantly, Chapter 13 offers individuals an opportunity to save
their homes from foreclosure.By
filing under this chapter, individuals can stop foreclosure
proceedings and may cure delinquent mortgage payments over time.
Nevertheless, they must still make all mortgage payments that come
due during the Chapter 13 plan on time.
Another advantage of Chapter 13 is that it
allows individuals to reschedule secured debts (other than a
mortgage for their primary residence) and extend them over the life
of the Chapter 13 plan. Doing this may lower the payments.
Chapter 13 also has a special provision
that protects third parties who are liable with the debtor on
"consumer debts." This provision may protect co-signers.
Finally, Chapter 13 acts like a
consolidation loan under which the individual makes the plan
payments to a Chapter 13 trustee who then distributes payments to
creditors. Individuals will have no direct contact with creditors
while under Chapter 13 protection.
Aaron offers a
complimentary half-hour phone consultation to discuss your case. For
criminal issues, you can call 24 hours a day, and if needed, Aaron
will meet you at jail or at the courthouse. In the Seattle, Tacoma
and Everett areas of Washington,
contact
attorney Aaron Nielson regarding
your bankruptcy or criminal defense case.
We assist clients living in the western side of
Washington. In most cases we can come to you. We have and will
continue to serve clients in most cities including Seattle, Bellevue, Lake
Washington, Sammamish, Newcastle, Issaquah, Ames Lake, Carnation, Fall City,
Snoqualmie, North Bend, Mirrmont, Hobart, Maple Heights, Kangley, Ravensdale,
Black Diamond, Lea Hill, Covington, Auburn, Algona, Lakeland South, Edgewood,
Tacoma, Fife, Federal Way, Kent, Des Moines, O'Brien, East Hill, Meridian,
Normandy Park, SeaTac, Burien, Bryn, White Center, Mercer Island, Clyde Hille,
Medina, Yarrow Point, Yarrow Bay, Kirkland, Redmond, Union Hill, Novelty Hill,
Inglewood, Woodinville, Duval, Cottage Lake, Kenmore, Bothell, Shoreline,
Woodway, Mountlake Terrace, Brier, Edmonds, Lynnwood, Perrinville, Alderwood,
Manor, North Creek, Matitby, Cathcart, Monroe, Woods Creek, Sultan, Goldbar,
Silver Firs, Snohomish, Three Lakes, Mukilteo, Everett, Lake Stevens, Tulalip,
Marysville, Smokey Point, Arlington, Silvana, Warm Beach, Starwood, Skagit
City, Mt Vernon, Burlington, Alger, Lyman, Hamilton, Edison, Acme, Geneva,
Bellingham, Marietta, Ferndale, Custer, Blaine, Lynden, Everson, Deming, Maple
Falls, Orcas Island, Lopez Island, Anacortes, Oak Harbor, Friday Harbor, San
Juan Island, Fort Casey, Keystone, Freeland, Whidbey Island, Clinton, Langley,
Camano Island, Port Townsend, Port Hadlock - Irondale, Marrowstone, Port
Ludlow, Sequim, Carlsborg, Port Angeles, Blyn, Bell Hill, Forks, La Push,
Ocean Shores, Ocean City, Hoquiam, Aberdeen, Elma, Montesano, Raymond,
Tokeland, Grayland, Humptulips, Neilton, Brady, Satsop, McCleary, Malon-Porter,
Oakville, Rochester, Grand Mound, Centralia, Tumwater, Olympia, Lacey,
Shelton, Dupont, Fort Lewis, Rainier, Tenino, Bucoda, Fords Prairie, Lakewood,
Parkland, Spanaway, Elk Plain, Graham, Orting, Bonney Lake, Eatonville,
Napavine, Winlock, Vader, Toledo, Mossyrock, Morton, Castle Rock, Kelso,
Longview, Kalama, Woodland, Ridgefield, Vancouver, Scappose, Felida, Walnut
Grove, Five Corners, Ordhards, Camas, Mill Plain, Brush, Meadow Glade,
Lewisville, Amboy, Yacolt, Enumclaw, Greenwater, Easton, Cle Elum, Bristol,
Thorp, Ellensburg, Kittas, Leavenworth, Cashmere, Sunnyslope, Wenatchee,
George, Yakima, Naches, Gleed, Union Gap, Moxee, Wapato, Royal City. This
includes counties for King, Snohomish, Skagit, Whatcom, San Juan, Island,
Kitsap, Clallam, Jefferson, Gray's Harbor, Pacific, Wahkiakum, Mason,
Thurston, Lewis, Cowlitz, Clark, Skamania, Pierce, Chelan, Kittitas, Yakima,
Clickitat.