Seattle &
Western Washington Area Lawyer
Bankruptcy
and Criminal Defense Law
Bankruptcy
and Criminal Defense Law
Make the Right Move ... Call an Experienced Attorney for Help
Chapter 13 of the Bankruptcy Code provides for the adjustment of debts of an individual with regular income. Chapter 13 allows a debtor to keep property and pay debts over time, usually three to five years.
Chapter 13 bankruptcy is a way for individuals who are employed to gain additional time to pay off creditors. Unlike debt consolidation or negotiated work-outs, Chapter 13 bankruptcy provides specific legal protections and a real timeline for working your way out of debt. An experienced lawyer can help you determine whether or not filing bankruptcy under Chapter 13 is the best way for you to avoid foreclosure and obtain real relief from crushing debt. Contact us today for a free consultation.
A Chapter 13 bankruptcy enables individuals with regular income to develop a plan to repay all or part of their debts.
Under this chapter, debtors propose a repayment plan to make payments to creditors over three to five years. If the debtor's current monthly income is less than the applicable state median, the plan will be for three years unless the court approves a longer period "for cause."
If the debtor's current monthly income is greater than the applicable state median, the plan generally must be for five years. In no case may a plan provide for payments over a period longer than five years. During this time the law forbids creditors from starting or continuing collection efforts.
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Attorney Aaron Nielson offers a complimentary half-hour phone consultation to discuss your case. For criminal issues, you can call 24 hours a day, and if needed, Aaron will meet you at jail or at the courthouse. In the Seattle, Tacoma and Everett areas of Washington, contact Aaron Nielson regarding your bankruptcy or criminal defense case.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
We assist clients living in the western side of Washington. In most cases we can come to you. We have and will continue to serve clients in most cities including Seattle, Bellevue, Lake Washington, Sammamish, Newcastle, Issaquah, Ames Lake, Carnation, Fall City, Snoqualmie, North Bend, Mirrmont, Hobart, Maple Heights, Kangley, Ravensdale, Black Diamond, Lea Hill, Covington, Auburn, Algona, Lakeland South, Edgewood, Tacoma, Fife, Federal Way, Kent, Des Moines, O'Brien, East Hill, Meridian, Normandy Park, SeaTac, Burien, Bryn, White Center, Mercer Island, Clyde Hille, Medina, Yarrow Point, Yarrow Bay, Kirkland, Redmond, Union Hill, Novelty Hill, Inglewood, Woodinville, Duval, Cottage Lake, Kenmore, Bothell, Shoreline, Woodway, Mountlake Terrace, Brier, Edmonds, Lynnwood, Perrinville, Alderwood, Manor, North Creek, Matitby, Cathcart, Monroe, Woods Creek, Sultan, Goldbar, Silver Firs, Snohomish, Three Lakes, Mukilteo, Everett, Lake Stevens, Tulalip, Marysville, Smokey Point, Arlington, Silvana, Warm Beach, Starwood, Skagit City, Mt Vernon, Burlington, Alger, Lyman, Hamilton, Edison, Acme, Geneva, Bellingham, Marietta, Ferndale, Custer, Blaine, Lynden, Everson, Deming, Maple Falls, Orcas Island, Lopez Island, Anacortes, Oak Harbor, Friday Harbor, San Juan Island, Fort Casey, Keystone, Freeland, Whidbey Island, Clinton, Langley, Camano Island, Port Townsend, Port Hadlock - Irondale, Marrowstone, Port Ludlow, Sequim, Carlsborg, Port Angeles, Blyn, Bell Hill, Forks, La Push, Ocean Shores, Ocean City, Hoquiam, Aberdeen, Elma, Montesano, Raymond, Tokeland, Grayland, Humptulips, Neilton, Brady, Satsop, McCleary, Malon-Porter, Oakville, Rochester, Grand Mound, Centralia, Tumwater, Olympia, Lacey, Shelton, Dupont, Fort Lewis, Rainier, Tenino, Bucoda, Fords Prairie, Lakewood, Parkland, Spanaway, Elk Plain, Graham, Orting, Bonney Lake, Eatonville, Napavine, Winlock, Vader, Toledo, Mossyrock, Morton, Castle Rock, Kelso, Longview, Kalama, Woodland, Ridgefield, Vancouver, Scappose, Felida, Walnut Grove, Five Corners, Ordhards, Camas, Mill Plain, Brush, Meadow Glade, Lewisville, Amboy, Yacolt, Enumclaw, Greenwater, Easton, Cle Elum, Bristol, Thorp, Ellensburg, Kittas, Leavenworth, Cashmere, Sunnyslope, Wenatchee, George, Yakima, Naches, Gleed, Union Gap, Moxee, Wapato, Royal City. This includes counties for King, Snohomish, Skagit, Whatcom, San Juan, Island, Kitsap, Clallam, Jefferson, Gray's Harbor, Pacific, Wahkiakum, Mason, Thurston, Lewis, Cowlitz, Clark, Skamania, Pierce, Chelan, Kittitas, Yakima, Clickitat.
Areas of Practice